利益相关者关系视角下考虑非期望产出的商业银行效率问题研究

Abstract

Abstract: The efficiency evaluation of commercial banks and influencing factors research have always been a hot issue in academics and practitioners, but by far it has not been studied from the perspective of stakeholder. In this paper, using SBM model which considers undesirable outputs the efficiency of commercial banks is analyzed. Combining the contract theory, production function of commercial banks and prospect theory, it can be concluded that the stakeholder relationships are the key variables of the efficiency of commercial banks. Then the Tobit model which analyze the efficiency and stakeholder relationships is built. On this basis, selecting a sample of 14 representative commercial banks from 2004 to 2011 in China, the efficiency which has been added the undesirable outputs is evaluated. Finally, an empirical research on influencing factors is carried out. The results show that stakeholder relationships are the key factor which influences the efficiency considering the undesirable outputs of commercial banks in China.

Key words: stakeholder relationships, undesirable output, efficiency of commercial banks, SBM model, Tobit model

CLC Number:

F832

JI Jian-yue, KONG Jiao-jiao. The Study on the Efficiency Evaluation Considered Undesirable Output and Its Influencing Factors of Commercial Banks from the Perspective of Stakeholder Relationships[J]. Chinese Journal of Management Science, 2013, 21(6): 30-37.

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The Study on the Efficiency Evaluation Considered Undesirable Output and Its Influencing Factors of Commercial Banks from the Perspective of Stakeholder Relationships

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