Abstract: Consummating market economy mechanism and strengthening marketable restriction with commercial banks to increase diaphaneity of banking require a sufficient information disclosure in commercial banks,which is a certain tendency of international banking monitoring According as game theory and information economics,the paper researches 1-stage game and T-stages repeated games of information disclosure monitoring in commercial banks,and it is concluded that a stable game equilibrium will be composed and players will obey the mechanism when information disclosure monitoring mechanism is constructed according to established action rules.

Key words: information disclosure, monitoring, commercial banks, mechanism design